Postdating a check in florida dating sites for those who want to get married

11 Dec

As the economy continues to tank and dead beat debtors begin to pass more and more bad checks, I have found it to be a prudent time to revisit the laws pertaining to writing bad checks in Florida.

To defraud someone in such a way for goods and services is illegal in all states.A person is presumed to have the intent to defraud or knowledge of insufficient funds in the drawee bank unless he or she, or someone for him or her, have paid the holder of the worthless check the face amount of the check, together with a service charge not to exceed the service fees authorized under Section 832.08(5) of the Florida Statutes or an amount of up to 5 percent of the face amount of the check, whichever is greater, within 15 days (30 days for civil actions) after receiving written notice that such check has not been paid to the holder thereof, and bank fees incurred by the holder.§ 832.07 This penalty does not apply to any check when the payee or holder knows or has been expressly notified prior to the drawing or uttering of the check, or has reason to believe, that the maker did not have on deposit or to the maker’s credit with the drawee sufficient funds to ensure payment, § 832.05(2)(a).) The required Notice must be mailed by certified or registered mail, evidenced by return receipt, to the address printed on the check or given at the time of issuance and may be deemed sufficient and equivalent to notice having been received by the maker or drawer, whether such notice is returned undelivered or not as set forth above.Checks stamped "Stop Payment" may, in certain circumstances, be the subject of criminal charges, but you should be aware that Stop Payment Orders are not generally criminal and may have to be resolved in a Small Claims Court civil suit.Checks returned with the stamp "Unauthorized Drawer's Signature" are generally not suitable for prosecution as worthless checks because they are probably forgeries committed by someone other than the owner of the checking account.Forgery does not fall under the Worthless Check Diversion Program and must be filed with the law enforcement agency in the jurisdiction where the check was uttered or forged. What to do and What NOT to do: You are never under any obligation to accept a check from someone for payment of goods or services.While checks are certainly a convenience, you may opt to ask for cash or certified checks or money orders.Some states, including California and Georgia, place responsibility on check writers to ensure their checks are not cashed or deposited too quickly.Other states, like West Virginia, place responsibility on the person the check is written to.The form of the written notice demanding payment is required to be substantially as follows (“You are hereby notified that a check, numbered _____, in the face amount of $_____, issued by you on (date) , drawn upon (name of bank) , and payable to _____, has been dishonored.Pursuant to Florida law, you have 30 days from receipt of this notice to tender payment of the full amount of such check plus a service charge of , if the face value does not exceed , , if the face value exceeds but does not exceed 0, , if the face value exceeds 0, or an amount of up to 5 percent of the face amount of the check, whichever is greater, the total amount due being $_____ and _____ cents.